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Dr. Conrad Ruppel LL.M.

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Dr. Conrad Ruppel is a financial regulatory partner in Baker McKenzie's Banking & Finance Practice Group in Germany, Frankfurt. Conrad advises financial services clients, investment banks, fund managers and institutional investors on a wide range of financial regulatory issues throughout the business lifecycle. A particular focus of his work is on FinTech and digital assets projects. Prior to joining Baker McKenzie in 2024, Conrad worked for leading German and international law firms. He has gained work experience at Goldman Sachs and Morgan Stanley in Frankfurt and London during his client secondments. Conrad was admitted to the German bar in 2014. Conrad is a university lecturer at the ILF (Institute for Law and Finance) at the Goethe University Frankfurt and at the Fulda University of Applied Sciences. He has authored a number of articles and contributions for leading journals and other publications.

The new EU Capital Requirements Directive establishes a new harmonized and more restrictive framework for cross-border banking and lending into the EU. The new third country branch rules will prohibit the provision of certain banking services into the EU on a cross-border basis by firms outside the EU, unless done in accordance with limited exemptions.