Regulatory enforcement of consumer protection law in the UK is changing, even if the UK won’t be implementing the EU’s New Deal for Consumers (New Deal). Enhancements to existing laws are set to give the Competition and Markets Authority (CMA) more tools that it can use to encourage – or force – businesses to comply.
Currently the CMA’s powers are relatively limited when it comes to consumer enforcement (compared to those available to privacy and competition regulators, for instance). Whilst the future is uncertain, recent action taken by the CMA indicates an increased willingness on the part of the regulator to take interventionist (and in some cases, aggressive) action.
In this article we draw on our experience engaging with the CMA on consumer protection matters – and consider how changes to the legislative framework and leadership at the CMA are likely to impact its approach.